Often found in remote or isolated areas, reserve residences provide a home for Aboriginal people who lack access to mainstream housing options. They can be difficult to locate and are surrounded by a variety of challenges, including environmental hazards, poverty, and social hardships.
These challenges are magnified by the fact that reserves do not typically receive much in the way of government support, and their residents often struggle to afford basic needs such as food, shelter and utilities. Indigenous Services Canada (ISC) works to address these issues through programs such as income assistance, Jordan’s Principle and urban programs for First Nations children.
On-reserve housing is often very expensive, with a range of costs from $1,500 to more than $3,500 per month. There are many factors that can affect the cost of a reserve house, including the location of the property, the size of the home and the availability of financial resources such as loans or mortgages.
There are also a number of barriers to obtaining financing for on-reserve homes. These include the Indian Land Act, which prevents band members from transferring their reservation land to others or developing it as a separate entity. This makes it more difficult for band members to get mortgages, small business loans and lines of credit.
In addition, government rights-of-way frequently intersect reserve lands, dividing them up and further reducing their useable space. This can lead to housing shortages on reserves, as well as a rising homeless population.
Some communities have been able to develop alternative housing options, such as tribally owned hotels and casinos. These can help to reduce the overall cost of living and improve the quality of life for Native people.
Aside from these, there are a number of programs that offer support to residents of reserve residences. These include on-reserve housing loan programs operated by CMHC and guaranteed loans from the federal government.
These programs provide loans to cover the costs of building or renovating a house, or a rental apartment on-reserve. These programs have the goal of improving living conditions and promoting self-sufficiency for Aboriginal residents who live on reserves.
There are several different types of reserve residences, including single-family homes, apartment complexes and townhouses. Each type has its own unique features and benefits.
Whether you are looking for an apartment home that offers the perfect mix of modern amenities and luxurious comfort or a townhome that provides the space and privacy that you deserve, Lifestyles on the Reserve has something to offer everyone.
The community features spacious one, two and three bedroom apartments and townhomes that are adorned with high-end finishes. In-home washers and dryers, wood-style flooring, large walk-in closets, and custom cabinetry are just a few of the many features that set these apartments apart from others in the area.
Ideally located in the heart of Stone Mountain, GA, The Reserve at Stone Creek is a new way to experience an exceptional lifestyle. Whether you are socializing in our upscale clubhouse, keeping in shape in the state-of-the-art fitness center, or enjoying a relaxing swim in the resort style pool, you will find everything you need at The Reserve at Stone Creek to make your life easier and more enjoyable!